Benefits will be paid for Cancer diagnosed and treated within the first 30 days the Covered Person has been insured. Expenses for such treatment are payable only if incurred after coverage has been in force for 12 consecutive months from the Effective Date. No benefits will be payable for the Covered Person’s Pre-Existing Conditions. They are defined as a Cancer except skin cancer that was positively diagnosed within 10 year(s) prior to the Covered Person’s Effective Date of Coverage under this Policy, or the Effective Date of Benefit Increase, or a Cancer for which treatment has been received before the Covered Person has been insured for 30 days from his/her Effective Date of Coverage or the Effective Date of Benefit Increase. (Excludes AZ, MO, NH, OK, TX, WI and WY.)
TO KEEP RATES AS LOW AS POSSIBLE:
As part of our ongoing effort to hold costs as low as possible, this Marine Corps Association Plan is intended to provide coverage for treatment of cancer only. Benefits will not be paid under this policy and any attached rider for any expenses which result from these Exclusions: Injury or sickness other than cancer; expenses the covered person is not legally obligated to pay or those charged only because the covered person has insurance, treatment or services performed outside the United States, skin cancer as defined in the policy. The policy pays the state benefits for loss resulting from definitive cancer treatment. Cancer is defined as a disease manifested by the presence of a malignant neoplastic disorder characterized by the uncontrolled growth and spread of malignant cells, the invasion of tissue, leukemia, or Hodgkin’s disease. This is a cancer only policy.
These materials provide a brief description of the benefits available. Complete details may be found in the Group Master Policy Form No. CA1000GPM, Policy No. MZ0910904H0000A, Certificate Form No. CA1000GEM, CA4000GAM, CA1000GEM.CA (4/95), CA1000GEM (4/95). Some provisions, benefits, exclusions or limitations herein may vary depending on your state of residence.
Group Master Policy Form No. CA1000GPM, Policy No. MZ0910904H0000A
Underwritten by: Monumental Life Insurance Company, Cedar Rapids, Iowa.
John B. Wigle, License No. 0482924
Administered by:
A.G.I.A., Inc.
P.O. Box 21807, Santa Barbara, CA 93121
Questions? Call toll-free 1-866-340-4360
#: 7225329
IMPORTANT NOTICE TO PERSONS ON MEDICARE
THIS POLICY OR CERTIFICATE DUPLICATES SOME MEDICARE BENEFITS
This is not a Medicare Supplement Insurance Policy
This policy or certificate provides limited benefits, if you meet the policy conditions, for hospital and medical expenses only when you are treated for one of the specific diseases or health conditions listed in the policy or certificate. It does not pay your Medicare deductibles or coinsurance and is not a substitute for a Medicare Supplement insurance policy.
This policy or certificate duplicates Medicare benefits when it pays:
• Hospital or medical expenses up to the maximum stated in the policy
Medicare generally pays for most or all of these expenses.
Medicare pays extensive benefits for medically necessary services regardless of the reason you need them. These include:
• Hospitalization
• Physician services
• Hospice
• Other approved items and services
Before You Buy This Policy
• Check the coverage in all health insurance policies you already have.
• For more information about Medicare and Medicare Supplement insurance, review the Guide to Health Insurance for People with Medicare, available from the insurance company.
• For help in understanding your insurance, contact your state insurance department or state senior insurance counseling program.