To help keep costs as affordable as possible, RecoverPLUS cannot cover any injury or sickness (diagnosed or undiagnosed) for which medical care is received by a covered person within the 12-month period before your coverage begins unless you have been free of medical care for that treatment for 12 months ending on or after the date your protection begins. After you’ve been enrolled in the program for 12 months, all new or previous health conditions will be covered. In addition, the plan does not cover intentionally self-inflicted injuries, suicide or attempted suicide, whether sane or insane (while sane in Missouri or Colorado); or loss caused or contributed to by war or act of war, whether declared or not.
Coverage will become effective on the first day of the month following receipt of application and first premium payment. At age 80, Home Recovery Care Benefits reduce to one benefit period per year up to 20 days. The Hospital Benefit remains unlimited.
NOTE: This information explains the general purpose of the insurance described, but in no way changes or affects the policy as actually issued. In the event of a discrepancy between this brochure and the policy, the terms of the policy apply. All benefits are subject to the terms and conditions of the policy. Policies underwritten by Hartford Life Insurance Company detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in full or discontinued. Complete details are in the Certificate of Insurance issued to each insured individual and the Master Policy issued to the policyholder. This program may vary and may not be available to residents of all states.
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Endorsed by:
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Underwritten by:
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Hartford Life and Accident Insurance Company
Simsbury, CT 06089
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The Hartford® is The Hartford Financial Services Group, Inc., and its subsidiaries, including issuing company Hartford Life and Accident Insurance Company.
John B. Wigle, License No. 0482924
MCA Insurance Program Administered by:
A.G.I.A., Inc.
P.O. Box 21357, Santa Barbara, CA 93121-9911
Questions? Call toll-free 1-866-340-4360
Policy Form # SRP-1151-A(HLA)(5203)